You don’t know how it happened. When you turned your back, your phone was resting easily on the kitchen counter. Then, when you’re no longer facing it, you hear the sound:Â SMACK!
You cringe, knowing the fall damaged your phone screen. Sure enough, when you lift it, the screen looks like it took a bullet. Even worse, your warranty no longer covers the damage to your phone.
At times like these, phone coverage can be a life-saver. Phone coverage is like any other insurance; for the cost of regular premiums, you can guarantee your phone remains protected. In this guide, we’ll explore the numerous benefits of having coverage for your phone.
Cell Phone Coverage Protects Where Warranties Don’t
Perhaps the greatest advantage to cell phone coverage is that it covers far more than a warranty. While phone coverage plans vary according to their providers, you can usually expect they’ll cover most of the following:
- Liquid damage
- Theft
- Accidental damage
- Broken and cracked screens
- Natural disasters, including fire and flood
- Power surges
This coverage is far more than what a typical Apple warranty provides. Apple Support specifically states that it “doesn’t cover damage caused by accidents or unauthorized modifications.” Instead, it protects your iPhone against manufacturing defects.
However, like Apple, most phone protection plans won’t cover unauthorized modifications. Tampering and unauthorized repairs fall outside a protection plan’s purview.
Cell Phone Protection Plans are Affordable
Another benefit of cell phone protection plans is their affordability. In many cases, protection providers charge a monthly premium that costs $20 or less.
Depending on the size of your phone bill and other expenses, this may be too much money. After all, some monthly phone bills cost over $100. In such cases, an extra $15-$20 may be too much.
However, if you can afford it, these plans provide excellent safety. They protect your phone from several common damages. Moreover, if your phone should become damaged, these plans save you money.
Often, paying for phone repairs can be an exorbitant price. It can also be inconvenient; some damages may require you to lose your phone for days or weeks at a time.
Your other alternative is to purchase a new phone. With newer iPhone and Samsung models approaching $1000 in price, this is likewise an expensive move. It’s much better to pay for $20 monthly premiums to guarantee your phone safety.
You May Be Able to Bundle Insurance Plans
Another reason to consider purchasing phone coverage would be if your primary insurance provider offered a policy. In many cases, insurance providers offer cheaper premiums if you buy multiple insurance plans.
For example, Progressive is a widely known car insurance company that likewise provides a phone insurance plan. If you already have car insurance with Progressive, you could potentially save money by buying their phone insurance as well.
Find Your Phone Coverage Today
Buying phone coverage is often a wise decision. It can save you significant sums of money in the long run. Find the best phone protection plan for you today!
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